Friday, June 4, 2010

OXENFORD POSTCODE PROFILE TOOL

As some of you may know, Suncorp Insurance is one of Neighbourhood Watch's sponsors (thank you!) and I recently found this interesting too on their website - it is called the Postcode Profiler and a search for Oxenford (4210) resulted in the following:

Here are the results for claims we have paid for Guanaba / Studio Village / Oxenford / Maudsland / Wongawallan , QLD, 4210.


Common Claims in Your Postcode

Over the past two years, our records show that the top 3 claims we received for your postcode 4210 are:

1.Motor Burnout

2.Storm Damage

3.Water Damage


Tip: What to do to avoid motor burnout

•Get your pool motors serviced regularly to make sure bearings are in good condition.

•If your motors are making rattling noises (such as a pool pump), call a professional to look at it.


Tip: How to minimise storm damage to your home

•Clean leaves and other material from your roof gutters and roof valleys to make sure rainwater drains freely from your roof.

•Check your roof to make sure that roof tiles are not broken or misaligned or that steel roof panels are screwed or nailed down with no rust holes.

•Trim overhanging branches to ensure they don't fall on your house (you may need to obtain council permission).

•Keep ground drains clear of leaves, bark and other debris so that rainwater drains away in heavy rain.

•When a storm is coming close all windows in case rain is blown in on a sharp angle.

•In the event of a storm, it's a good idea to have SES's details on hand in case of damage to your home, or surroundings.

•You should regularly clear your property of loose material that could blow about and possibly cause injury or damage during extreme winds.


Tip: The following are some simple tips to avoid water damage

•Turn all taps off and check your water meter. If it still ticks over you may have a leaking pipe.

•Next time you're in the shower, check for cracked tiles or grout where water could seep through.

•Don't turn your dishwasher or washing machine on as you run out the door, because the water supply pipe may burst while you are out. Do it when you get home.

•A lingering musty smell usually means there's something wrong. If you can't find where it's coming from, call a professional.

•If your water bill suddenly goes up, it may mean that you have a leaking pipe, call a professional.

•Also, if your windows don't close properly, they won't keep water out.


How Often Does a Claim Occur in My Suburb?

Our calculations show that on average in your postcode, you would have had a 16% chance of having a home and contents insurance claim since May 2006 to April 2008. Do you have the cover to recover?

The calculation is undertaken by taking into consideration the number of Suncorp and GIO home insurance claims in a postcode versus the number of risks in the Suncorp and GIO portfolio for that postcode. Data is souced from Suncorp and GIO home insurance claims information for the period May 2006 to April 2008.

You might also be interested in knowing the average sum insured in QLD, 4210.

Average Home Sum Insured: $272,500.00
Average Contents Sum Insured: $63,000.00

Important Information: Statistics are derived from Suncorp and GIO Home Insurance claims data. Information provided is factual and provided for informative purposes only and does not constitute advice or a recommendation to acquire any product.

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